Attention homeowners in Asheville and Buncombe County: Need an appraisal?
See the top seven reasons North Carolina homeowners use Blue Ridge Appraisal and Consulting:
We at Blue Ridge Appraisal and Consulting understand the unique needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that's going down or is not appreciating as much as other properties close by. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal from Blue Ridge Appraisal and Consulting is your best weapon when contesting your property tax assessment.
PMI Removal AppraisalsA preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Blue Ridge Appraisal and Consulting is experienced in helping consumers just like you remove undesirable PMI insurance.
Recently got a freeze to your HELOC?If your property is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Blue Ridge Appraisal and Consulting can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.